Build your balance automatically every month with free Kasasa Saver® — it’s never been easier to save.
Key Features
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Automatic Savings
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High Interest Earnings
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No Monthly Maintenance Fee
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Free Digital Banking
Automatic Savings
High Interest Earnings
No Monthly Maintenance Fee
Free Digital Banking
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® or Kasasa Cash Back® checking**
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 5.00% APY* on balances up to $100,000
- 5.00% to 2.62% APY on balances over $100,000 depending on balance in account*
- 0.01% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Estatements
- $100 minimum deposit to open
Here's How Easy It Is to Earn Your Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 15 debit card purchases
- Be enrolled in and agree to receive Estatements
And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY = Annual Percentage Yield
**Kasasa Saver must be opened with a Kasasa Personal Rewards Checking Account.
Kasasa Saver is a free, variable rate savings account with no minimum balance that rewards accountholders with interest when they meet minimum qualifications associated with their linked Kasasa Cash or Kasasa Cash Bank checking account during each Monthly Qualification Cycle. Please see reward qualifications and information for attached checking accounts on the personal checking pages. "Monthly Qualification Cycle" means a period beginning (1) one day prior to the first day of the current statement cycle through (1) one day prior to the close of the current statement cycle. "Statement Cycle" means the period of time for which Three Rivers Bank of Montana provides a summary of the financial activities and transactions that post and settle to the accountholder's account.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account. We may change the interest rate on your account at any time. The interest rate that this account earns on the daily balance depends on the Kasasa Cash account that this account is linked to. If the account qualifications are met in the linked Kasasa Cash account during the Monthly Qualification Cycle, then the following rates apply to this account:
Tier 1: An interest rate of 4.89% will be paid on the portion of your daily balance that is $100,000.00 or less. The annual percentage yield for this tier is 5.00%. Tier 2: An interest rate of 0.23% will be paid on the portion of your daily balance that is more than $100,000.00. The annual percentage yield for this tier will be 0.23%. Based on an example where your total account balance is $200,000.00 for each day of the monthly qualification cycle and does not change, the blended annual percentage yield for that balance in both Tiers will be 2.62%. If the total balance of the account in this example varies during the statement cycle but does not exceed $200,000.00, the annual percentage yield will vary from 5.00% to 2.62%. If the account qualifications are not met in the linked Kasasa Cash account during the Monthly Qualification Cycle, then the following rate applies to this account: An interest rate of 0.01 % will be paid on the entire daily balance in this account, with an annual percentage yield of.01 %. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.