Home Equity Lines of Credit (HELOC)

Got some major expenses coming up? Your home can help. Use the equity you’ve built to access a handy line of credit.

Key Features

Details

Turn the equity in your home into ongoing, affordable financing
Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And much more
The existing equity in your home is used as collateral backing
Accommodating repayment terms that work uniquely for you
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit — as principal is repaid, more becomes available for use
Funds easily available via in-person, phone transfers, or via online banking to a specified Three Rivers checking account
The interest paid might be tax deductible¹
Set up automatic payments to be deducted from your account monthly
Quick, local decision-making and processing
Attentive, friendly service from start to finish

¹Consult a tax advisor.